Our plans, Choice, Select a offer unique employer sponsored health insurance for the agriculture industry. These programs offer high quality affordable health care coverage for farms and agribusinesses in Texas.
Choice: AgriCare Choice uses a unique healthcare insurance solution called Reference Based Pricing (RBP). RBP may sound complicated but it’s not. Referenced Based Pricing is a plan that references an existing reimbursement schedule – in this case the current Medicare fee schedule. This approach allows us a great deal of flexibility and pricing power leading to lower costs for you and your employees.
With this plan, we’ll be able to lower your insurance costs without sacrificing service. In addition to significant savings, AgriCare Choice offers several features you and your employees expect from a high-quality benefits plan.
Features Include
- No network restrictions: Members have the freedom to choose their preferred doctors and care facilities.
- Member Advocacy Program: A dedicated Advocacy Team that guarantees enrolled employees will never be accountable for unforeseen balance bills. The Advocacy team is also available to answer questions about benefits and claims.
- Telemedicine: 24/7 access to board-certified doctors through on demand virtual visits, at no additional cost.
- Advanced Provider Searches: Prices for the same procedure can vary up to 500%! Our team will assist members in finding lower cost, high quality providers. This option can provide significant savings, especially on higher cost services like surgery or specialist visits.
- Administration Services: For our plan administrators, we offer reports, quick searches for claims and ID cards and easy access to plan documents and provider searches
- Member Services: We offer a dedicated member services team, extended call center hours, 24/7 web portal access and more.
- Significant Savings: This plan creates an opportunity to realize significant savings while providing a high-quality benefit package to your valued employees.
Select: We understand that a Reference Based Pricing health plan is a little different and may not be an approach you’re ready to take with your health insurance coverage. With that in mind, AgriCare Select was developed to offer a more familiar PPO plan using a traditional national network.
AgriCare Select offers many of the same features you’ll find in our “Choice” plan including member advocacy, Teledoc services, and provider searches, to name a few.
Features Include
- Network coverage: Traditional national PPO network provided by Cigna.
- Member Advocacy Program: A dedicated Advocacy Team that guarantees enrolled employees will never be accountable for unforeseen balance bills. The Advocacy team is also available to answer questions about benefits and claims.
- Telemedicine: 24/7 access to board-certified doctors through on demand virtual visits, at no additional cost.
- Advanced Provider Searches: Prices for the same procedure can vary up to 500%! Our “Guide Services” will assist members in finding lower cost, high quality providers. This option can provide significant savings, especially on higher cost services like surgery or specialist visits.
- Administration Services: For our plan administrators, we offer reports, quick searches for claims and ID cards and easy access to plan documents and provider searches.
- Member Services: For our members we offer a dedicated member services team, extended call center hours, 24/7 web portal access and more.
Our expert-driven pricing strategies are proven to lower medical claims costs while offering the high standards of care you demand.